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Carreras Law Firm
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Practice area · Harlingen, TX

Car accident lawyer in Harlingen

If you were hurt in a car crash in Harlingen, the insurance company is already working to pay you less. We work so you recover what is fair, in Spanish and with no upfront cost.

The context in the Valley
8,233
crashes in Cameron County in 2024 (TxDOT). Harlingen shares those county figures on its streets and highways.
Local context: In Harlingen, where I-2 and I-69E cross and the Valley International Airport operates, much of the traffic in northern Cameron County converges.
The first thing you should know

If you were hurt in a crash in Harlingen that was not your fault, you can claim compensation for your medical bills, lost income, and pain. Texas follows the 51% rule: you can recover as long as your responsibility is 50% or less.

What to do after a crash in Harlingen

What you do at the scene can protect your case:

  • Call 911 and get medical care, even if you feel fine.
  • Take photos of the scene, the vehicles, and your injuries.
  • Get the other driver's and witnesses' information.
  • Do not admit fault or give statements to the other insurer.
  • Keep everything: the report, medical bills, expenses.

The 51% rule and your compensation

In Texas, you can recover compensation as long as your responsibility in the accident is 50% or less. If they pin 51% or more on you, you recover nothing. That is why the other driver's insurer will fight to raise your percentage of fault.

Also, your compensation is reduced by your percentage: if you are 20% at fault, you receive 80%. Keeping that percentage low, with evidence, is a central part of a good case.

Why Texas is not a "no-fault" state

Unlike some states, Texas is an "at-fault" state: whoever causes the accident and their insurer is responsible for the damages. You can claim directly against the at-fault driver, not just against your own insurance.

This opens more options to recover what is fair, but it also means the at-fault insurer will fight hard to pay as little as possible. That is where having someone on your side changes the outcome.

The deadline to claim in Texas

In Texas, you generally have two years from the date of the accident to file an injury claim. It may sound like a lot, but it is not: evidence is lost, witnesses forget, and building a solid case takes time.

If a government entity is involved, the deadlines can be even shorter. That is why it is worth talking to someone soon, even if you are in no rush to sue.

How Carreras Law Firm helps

We deal with the insurer so you do not have to, gather the evidence that protects your percentage of fault, and calculate the real value of your case, not the insurer's low offer. We handle everything in Spanish, start to finish.

We charge nothing unless we win. The consultation is free and with no obligation.

Do not talk to the other insurer first
The other driver's insurer will call soon and sound friendly. What you say can be used to lower your compensation. You can say you will respond through your lawyer.
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Were you in a crash in Harlingen? Tell us what happened.

Tell us what happened

A lawyer on our team reviews your case, in Spanish, and tells you honestly what options you have. Free and with no obligation.

Free consultation · No fee unless we win
McAllen Office
1200 Auburn Ave, Ste. 490
McAllen, TX 78504
(346) 680-2695
Houston Office
440 Louisiana St., Suite 972
Houston, TX 77002
(346) 680-2695
This page is general information, not legal advice for your specific case. Every situation is different. Contact us for a review of your case.