Were you in a crash in Brownsville and the insurer already called?

What should I do right after the accident?

The first steps protect your health and your right to file.

• Call 911 and request the police report, even if it seems a minor bump.
• Photograph the cars, plates, positions, and the street.
• See a doctor the same day, some injuries do not hurt at first.
• Do not sign anything from the insurer without reviewing it with a lawyer.

Why are there so many accidents in Brownsville?

Brownsville is the Valley's most populous city, with about 193,000 residents. More people means more cars, more traffic, and more crashes. In 2024, Cameron County recorded 8,233 traffic crashes, according to TxDOT.

Add the border traffic with Matamoros and the port's activity, which fill the main roads at certain hours of the day.

How does the insurer work against me?

The other driver's insurer wants to close your case paying as little as possible. Its most common tactics:

• Calling you fast to get a statement they later use against you.
• Offering little before you know how serious your injuries are.
• Hinting you were partly at fault, to apply the 51% rule.

What if they say it was partly my fault?

Texas applies the 51% rule: you recover compensation if your responsibility is 50% or less; if it is 51% or more, you get nothing. That is why the insurer tries to raise your percentage of fault, and why it is worth fighting it with evidence.

How long do I have to file?

In Texas, you generally have two years from the accident to file an injury lawsuit. Even if it seems far off, evidence is lost quickly, so it is best to start soon.

How does Carreras Law Firm help?

We are from the Valley and we fight for the Valley. We handle your case in Spanish, you speak directly with our team, and we charge nothing unless we win. The consultation is free and with no obligation.