If you were injured at work in McAllen, your rights depend on something key: whether or not your employer has workers' compensation insurance. In Texas, many do not, and that opens up options for you.
In Texas, workers' compensation is not mandatory for most employers. If yours does not have it (a "non-subscriber" employer) and you were injured due to their negligence, you can sue them directly, and they lose important legal defenses that would normally protect them.
Texas is the only state in the country where most employers are not required by law to carry workers' compensation insurance. Some have it (called "subscribers") and others do not ("non-subscribers").
This difference changes everything: it defines whether you claim through an insurance system, or whether you can sue your employer directly. Knowing which of the two cases you are in is the first step.
Your rights change completely depending on the case:
This is where many workers have more rights than they think. When an employer chooses not to carry workers' comp and a worker is injured due to the employer's negligence, Texas law strips the employer of important defenses.
This can mean greater compensation than a normal workers' comp claim. But it requires proving the employer's negligence, and that is where having someone on your side makes the difference.
What you do after the injury protects your rights:
We find out whether your employer has workers' comp insurance or not, something that defines your whole strategy. If they are a "non-subscriber," we build the case to sue them directly and take advantage of the defenses they lose.
We handle your case in Spanish and charge nothing unless we win. The consultation is free and with no obligation.
This page is provided by Carreras Law Firm, PLLC for general informational and educational purposes only. It is not legal advice and is not a substitute for advice from a licensed attorney about your specific situation. Every case is different, and the law changes over time. Reading this page, or contacting our firm through this website, does not create an attorney-client relationship. Please do not send confidential information until an attorney-client relationship has been established in writing. Nothing on this page guarantees any particular result. If you have been injured in Texas, contact Carreras Law Firm, PLLC for a free consultation with an attorney. Attorney Markin Carreras is licensed to practice law in Texas. Principal office in Houston, Texas.
A lawyer on our team reviews your case, in Spanish, and tells you honestly what options you have. Free and with no obligation.